California Platinum Realty

ARMS

ARMs AREN’T WHAT

THEY USED TO BE

Considering an Adjustable Rate Mortgage? Today’s ARMs are a lot different than they were in the past — and they may be the best choice for your purchase or refinance.

ARMs ARE SMARTER
  • Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate?
  • With an ARM, more of your payment goes toward the principal, so you pay down your mortgage faster.
ARMs ARE SAFER
  • ARMs no longer feature pre-payment penalties, so you can easily refinance.
  • You’ll never have to worry about a big balloon payment.
ARMs CAN SAVE YOU MONEY
  • A lower rate means a lower payment, which means more cash in your pocket each month.