You don’t need perfect credit to get a great rate. Our FHA loans are more forgiving when it comes to your past credit.
You don’t need a big down payment. For just 3.5% down — less than a few months’ rent — you could be building equity in a home of your own.
They’re fast and worry-free. We close most loans in 30 days or less. You may even be able to include your closing costs in the mortgage.
Gift funds are accepted. Family members are welcome to help out with your down payment.
The principal, mortgage insurance and interest payment on a $203,500 30-year FHA Fixed-Rate Loan at 3.25% and 96.5% loan-to-value (LTV) is $1,025.99 with 0 points due at closing. The Annual Percentage Rate (APR) is 4.458%. The principal, mortgage insurance and interest payment does not include property taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 06/15/2017.