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Discover all The sweet stuff about Mortgage Preapproval and the Easiest way to become successful with your Mortgage Application Today

By California Platinum Realty
January 1, 2018

Mortgage PreApproval is usually one of the very first steps taken prior to purchasing a home, but many prospective homebuyers do not know what the PreApproval process entails. Additionally, and often confusingly, PreApproval and PreQualification are two different things. Pre-qualification is less thorough and oftentimes just requires a credit check. It

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Discover how the common Average Percentage Rate is Sometimes Lower Than the Mortgage Interest Rate and How Can This Instance Help You?

By California Platinum Realty
December 27, 2017

When looking at mortgage rates on various types of loans, you will often run across displayed interest rates higher than the annual percentage rate (APR). The APR is defined as the interest rate of the loan, including the various fees and additional costs associated with it. These fees include closing costs,

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Ever Wondered If You Can Use Your Home Mortgage As An Option To Pay Down Your Old Student Loans? Most Definitely, There Is! Hurry! Find Out Now!

By California Platinum Realty
December 11, 2017

Today Americans are struggling more than ever with student loan debt. As of 2017, student loan debt surpassed total credit card debt by $620 billion. Interest rates on federally subsidized student loans are relatively low, but borrowers with higher-rate, private loans may struggle under the burden of student loan debt. One of

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